4,000+ Congregations Served

More than 4,000 congregations throughout the country have partnered with us to plan, raise, finance, and build transformative projects.

165+
Years Serving Churches

As the oldest institution of its kind, we have been serving congregations of the United Church of Christ and other Christian denominations since our founding in 1853.

$20+
Million Dollars Generated

By helping congregations implement successful capital campaigns and by providing innovative financing packages, we have helped generate more than $20 million to finance thousands of projects.

REV. DR. PATRICK G. DUGGAN
CHIEF DIVISIONAL OPERATING OFFICER

The Reverend Dr. Patrick Garnet Duggan is an authorized minister in the United Church of Christ and has served since 2012 as Chief Divisional Operating Officer of the UCC Church Building and Loan Fund (CB&LF), one of the nation’s oldest church building societies, founded in 1853. Under his leadership, CB&LF has advanced innovative, mission-focused initiatives, including the denomination’s first impact investment policy, the launch of the Adese Fellowship for emerging spiritual entrepreneurs, and the creation of Amistad Redevelopment Corporation (ARC), a certified Community Development Financial Institution supporting affordable housing and community development through church-owned real estate.

Dr. Duggan brings 28 years of pastoral experience and has taught at the seminary level. He was the executive producer of the award-winning documentary It Takes a Village and describes his work as a mission to help churches live into God’s economy by reimagining their assets for lasting social impact. Dr. Duggan asserts that he is “on a mission to enable church leaders and congregations to live into God’s economy”.  This thinking guides CB&LF’s work at the leading edge of American Christianity, namely, helping faith-based organizations to reimagine, redevelop and re-deploy their real estate assets to have continuing social impact and remain 100% mission-focused in the 21st century and beyond. 

 A native New Yorker now residing in North Carolina, he holds a B.A. from Harvard University and both an M.Div. and D.Min. from New York Theological Seminary.

REV. DR. SUSAN MITCHELL
MINISTER & TEAM LEADER, STRATEGIC INITIATIVES

The Reverend Dr. Susan C. Mitchell is an authorized minister in the United Church of Christ and has served for more than 15 years as Minister and Team Leader for Strategic Initiatives at the UCC Church Building & Loan Fund (CB&LF), one of the nation’s oldest church building societies, founded in 1853. In this role, she helps shape and execute CB&LF’s Mission Implementation Strategy, advancing operational effectiveness, organizational readiness, fund growth, and strong staff and client engagement.

Dr. Mitchell brings over 16 years of pastoral leadership, including service as a founding co-pastor of a new church start. She holds an Executive Certificate in Religious Fundraising from the Lake Institute on Faith & Giving and has completed coursework toward the Economic Development Finance Professional Certificate through Grow America. She is a member of the Atlanta Chapter of the Association of Fundraising Professionals. Committed to leadership development as vital to the future of the global church, she affirms that “effective leadership enhances organizational resource management and positively influences the environmental, social, and economic vitality of communities.”

A native of Chicago and resident of Atlanta, Dr. Mitchell earned a Bachelor of Science from the University of Kansas, a Master of Divinity from the Interdenominational Theological Center, and a Ph.D. in Organizational Leadership from Columbia International University. Dr. Mitchell has participated in global educational and mission experiences across multiple continents.

BETH GRAHAM
SENIOR LENDING OFFICER

Beth Graham serves as Senior Lending Officer with United Church of Christ Church Building and Loan Fund (CB&LF) and the affiliate Community Development Financial Institution established by CB&LF, Amistad Redevelopment Corporation.  

Beth has dedicated much of her career to creating quality, affordable housing and support services. Prior to joining the National Ministries, Beth served as executive director of Joseph & Mary’s Home (JMH), a ministry of the Sisters of Charity Health System providing medical respite care to adults experiencing homelessness and acute medical conditions, helping the organization double its impact and attain a highly-regarded accreditation.

Prior to JMH, Beth served as LIHTC Senior Underwriter at Enterprise Community Partners, where she helped direct more than $160 million to address housing insecurity, homelessness and build healthy communities. As Enterprise Program Director for the Housing First Initiative, she helped expand the Initiative to families and grow its offerings, including a mobile health clinic.

Prior to Enterprise, she served as a Neighborhood Stabilization Program Specialist for the US Department of Housing and Urban Development and Associate Director of the Famicos Foundation, a nonprofit housing and community development corporation in Cuyahoga County, Ohio.  Beth has a B.A. in Political Science from the University of Pittsburgh, and a Master of Urban and Regional Planning from Virginia Commonwealth University..

JILL WHITE
LEAD MISSION INTERPRETER

Jill brings over 30 years of experience in stewardship, fundraising, and strategic planning to the position of Lead Mission Interpreter.  As Lead Mission Interpreter her work with local churches includes guiding Capital Campaigns, Visioning and Strategic Planning, Repurposing, and Stewardship programs.  Jill is also the Project Manager for Church Building & Loan Fund’s Thriving Congregations Lilly Grant Transform Church Transform Community.

 A lifelong member of the United Church of Christ, Jill has served as Chair of numerous stewardship and capital campaign committees at the local church, Association and Conference levels. Jill has also served in a variety of other local and wider church leadership roles including local Church, Association and Conference Board President, as well as Conference Moderator. 

 Jill is a member of the Western Maryland chapter of the Association of Fundraising Professionals and holds an Executive Certificate in Religious Fundraising from the Lake Institute on Faith & Giving.  She also holds Fundamental and Advanced certification from the Strategic and Competitive Intelligence Professionals.

 Jill received a Bachelor of Arts in Biology and Master of Science in Biomedical Sciences from Hood College and joined the Church Building & Loan Fund following a 23-year career in the Biotech industry.

TAYLOR BILLINGS
SENIOR DATA ANALYST

Taylor Billings serves as Senior Data Analyst, bringing more than 25 years of experience in research and analytics. She is a solutions-oriented professional who specializes in data visualization and measuring impact for the Fund. Taylor is known for streamlining processes and maintaining a strong commitment to documentation—often serving as the team’s conscience with her signature reminder: “Did you document it?”

Beyond her work in data architecture and process improvement, Taylor is also a part-time real estate agent. She enjoys spending time outdoors and can often be found gardening, hiking, or exploring nature with her dogs—Lola, Bruno, and Bonnie.

TIFFANY MATTOX
SENIOR LOAN SPECIALIST

Tiffany Mattox is a Senior Loan Specialist with the Church Building & Loan Fund, where she has served since 2024, managing and servicing loan portfolios across both CB&LF and ARC. A seasoned lending professional with more than fifteen years of experience in loan servicing and risk operations, Tiffany is recognized for her strong analytical skills, keen attention to detail, and unwavering commitment to delivering exceptional client service.

She holds a Master of Business Administration from Indiana Wesleyan University and serves on the advisory board for Ashland University’s Women in Leadership program, where she actively supports the growth and advancement of emerging leaders.

Beyond her professional accomplishments, Tiffany co-pastors The Empowerment Church in East Cleveland, Ohio. In this role, she leads the women’s ministry and plays an integral part in community outreach initiatives. She is deeply passionate about service and is a dedicated advocate for women’s wellness. In her personal time, Tiffany enjoys traveling and cherishes spending time with her husband, four children, and two grandchildren.

GEORGE “DREW” TERRY
INTERPRETER

Rev. Drew Terry has spent over ten years serving as a local church pastor in the United Church of Christ. He currently is serving as the pastor of Oro Valley UCC in Oro Valley, AZ. He has served in various leadership roles at the Association and Conference levels of the UCC. Prior to serving as a local church pastor, he worked as a political fundraiser at the state level. He has led the churches he served through various fundraising projects and visioning processes before joining Church Building and Loan Fund in August of 2024.

MONICA LEWIS
MISSION INTERPRETER

Rev. Monica Lewis is an ordained minister in the Christian Church (Disciples of Christ), a denomination in full communion with the United Church of Christ. A native of rural Southwest Missouri, Monica now calls the Kansas City metro home. Monica has pastored churches in Kentucky, Missouri, and Kansas and spent most of the last decade as a consultant for churches in the United States, spanning the theological and geographical landscape. Monica's passion is supporting churches and non-profit organizations as they reimagine their future through innovative, sustainable, and financially viable strategies.

Sheletta Mobley
Office Administrator

Sheletta Mobley serves as the Office Administrator for the United Church of Christ Church Building and Loan Fund (CB&LF). With a strong background in organizational management and community engagement, Sheletta plays a crucial role in supporting CB&LF's operations and mission. Her dedication to fostering relationships and streamlining administrative processes ensures that the organization runs smoothly.

Sheletta is passionate about empowering communities and facilitating programs that promote spiritual growth and development. In her role, she combines her administrative skills with a deep commitment to service, making a positive impact on those around her.

Carolyn Geter-Akuffo
Office Assistant

Carolyn Geter Akuffo brings more than 40 years of administrative and secretarial experience across a range of corporate environments. In her role as Office Assistant for the Church Building & Loan Fund, she oversees scheduling and meeting coordination, manages data entry across multiple software platforms, and prepares agendas and minutes for Board, Committee, and weekly staff meetings. She also coordinates the distribution of application requests received from the Partners In Vision Team.

Carolyn holds a degree in Secretarial Science from Atlanta Technical College in Atlanta, Georgia. Outside of her professional responsibilities, she enjoys relaxing at the beach and spending time working in her yard.